Job listings featured here have been automatically populated from the Job Centre Isle of Man. Locate Isle of Man are not responsible for managing this job feed. Please direct any enquiries to the Job Centre.
Head of Credit- Business & Commercial Banking
- To be advised
- Permanent, Full Time
- Closing in 11 days
- Standard Bank Isle of Man Limited
Apply via : https://smrtr.io/tPDdS
Job Description:
Lead the Credit Risk function for a designated Business Unit (BU) in a Tier II country, ensuring effective credit risk management across the entire credit lifecycle. Implement the BU's credit strategy in alignment with country-level credit objectives, risk appetite, and regulatory requirements, while supporting sustainable business growth and maintaining a high-quality credit portfolio.
Qualifications:
Type of Qualification: Business Commerce, Finance and Accounting, Generic Management, Risk Management.
Experience Required:
Chief Risk Officer, Risk & Corporate Affairs, 8-10 years.
This role requires a seasoned leader and expert in Risk management with extensive knowledge of the entire credit lifecycle. Regulatory environment savvy, a proven track record in large scale and high-level leadership and capable of influencing seasoned stakeholders. Experience in managing credit origination (both intuitive and automated) and credit operations and managing effective stakeholder relationships to drive the achievement of business strategy.
Outputs:
Monitor and analyse the external environment (including economic, regulatory, and industry factors) in the Tier 2 Africa Regions country to identify emerging credit risks and support the Business Unit's strategies.
Implement a comprehensive Credit Risk Management framework for the Business Unit, aligned with the organisation's overall risk appetite and strategic objectives.
Conduct regular portfolio reviews to identify trends, concentrations, and potential vulnerabilities, implementing corrective actions as directed.
Monitor key performance indicators (KPIs) to track portfolio performance, identify emerging risks, and assess the effectiveness of credit risk controls across the entire credit risk lifecycle.
Maintain and implement BU-specific credit policies and procedures, ensuring alignment with country-level standards and regulatory requirements, allowing local adaption for compliance, regulatory, legal and market needs.
Behavioural Competencies:
Challenging Ideas.
Convincing People.
Developing Expertise.
Developing Strategies.
Directing People.
Technical Competencies:
Economic Capital Management.
Evaluating Risk Management Effectiveness.
Financial Acumen.
Promote Good Governance, Risk & Control.
Quality Management.
