Relationship Manager

Our client seeks a Relationship Manager to join their team. You will be the primary point of contact for new and existing customers, credit brokers, lawyers, and professional valuers. You will proactively manage all lending-related matters, from onboarding to ongoing administration, ensuring loans are appropriately structured, monitored, and compliant with legal and regulatory standards. Include developing the Bank's lending portfolio, conducting credit risk assessments, preparing submissions for Loan Officers and/or the Credit Committee, and maintaining accurate management information. The role also involves attending networking events, hosting client hospitality, and undertaking business development trips across the Isle of Man, UK, and international markets. You will work closely with the Head of Banking to implement proactive business calling plans, produce effective management information, and collaborate with business development consultants and other Group departments Key Responsibilities: Support the Head of Banking in driving lending growth and customer recruitment/retention. Manage and expand relationships with customers, introducers/credit brokers, professional valuers, and lawyers in the Isle of Man and UK. Conduct credit risk assessments for new and existing loan facilities Collaborate with Risk and Compliance teams to ensure AML/CFT/PF risk assessments are completed. Represent the Bank at networking events and hospitality functions. Undertake local, UK, and international business development trips. Promote the Bank's customer proposition to external audiences. Support proactive customer contact and business development plans. Maintain and enhance lending management information (MI). Work with the Marketing & Communications Manager to promote lending and other services across digital and traditional channels. Identify and implement process improvements to enhance efficiency. Key Skills and Experience: Minimum O Level/GCSE (or equivalent) with passes in Mathematics and English. Professional qualifications preferred but not essential. Strong understanding of credit and risk assessment methodology. Knowledge of personal and commercial banking products. Familiarity with AML/CFT/PF requirements. Previous experience in credit and risk management roles. Background in banking or financial services. Ability to assess lending opportunities and prepare effective submissions. Strong client focus and relationship-building skills. Excellent verbal and written communication with strong interpersonal ability. Risk-based approach to customer selection, retention, and monitoring. Ability to lead, challenge, and escalate issues when required. Skilled at prioritising workloads and meeting deadlines. Team player who works effectively across departments.
If you have the required skills please apply online at searchandselect.com quoting reference number: 16244